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Empowering Your Financial Future

Join thousands of members who trust us for their savings, loans, and financial growth.

About Our Cooperative

We are a member-owned financial cooperative dedicated to improving the economic well-being of our community through affordable financial services.

Member-owned
Democratic control
Competitive rates
Community focused

It is my great pleasure to welcome you to our cooperative. We are committed to providing the best financial services to our members with transparency and integrity.

Ram Prasad Sharma

Chairman

Our Services

Comprehensive financial services for our members

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Loan Products

Affordable loans with competitive interest rates

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Savings Products

Grow your wealth with our high-yield savings options

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Branch Locations

Current Interest Rates

Competitive rates for loans and savings

Loan Interest Rates

Get the best rates for your financial needs

Loan Type Interest Rate Action
Personal Loan 12.5% p.a. Apply
Home Loan 9.5% p.a. Apply
Business Loan 14.0% p.a. Apply
Agriculture Loan 10.5% p.a. Apply
Education Loan 8.5% p.a. Apply
Vehicle Loan 11.0% p.a. Apply

Savings Interest Rates

Grow your savings with higher returns

Account Type Interest Rate Action
Regular Savings 6.0% p.a. Open
Fixed Deposit (1 Year) 8.5% p.a. Open
Fixed Deposit (3 Year) 9.5% p.a. Open
Recurring Deposit 7.5% p.a. Open
Senior Citizen 8.0% p.a. Open
Children Savings 7.0% p.a. Open

Rates are subject to change. Please contact us for the latest rates and terms & conditions.

Financial Calculators

Plan your finances with our easy-to-use calculators

Loan EMI Calculator

Calculate your monthly loan payments

रू 1,00,000 रू 1,00,00,000
or 60 months
Monthly EMI रू 0
Total Interest रू 0
Total Payment रू 0

FD/Savings Calculator

Calculate your savings growth

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Maturity Amount रू 0

All calculations are in Nepalese Rupees (NPR). Calculations are for illustrative purposes only.

Our Board Members

Leadership committed to your success

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What Our Members Say

Real stories from real members

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Upcoming Events

Join us at our upcoming events

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Latest News & Updates

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Our Partners

Trusted by leading organizations

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Get In Touch

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Contact Information

Have questions? We're here to help. Reach out to us through any of these channels.

Visit Us

Jhapa, Nepal

Call Us

+977-98-2380-8249

Mon-Fri, 9AM-5PM

Email Us

info@jhapatechnical.com

24/7 Online Support

Working Hours

Sunday - Friday: 9:00 AM - 5:00 PM

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